LIC launches Dhan Varsha Plan (866), will get 10 times return on investment -EnglishHindiBlogs-PmModiYojana

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lic dhan varsha plan 866 details, Benefits & Features | LIC Dhan Varsha Plan what is | Dhan Varsha Plan LIC Premium Chart, Calculator | LIC Dhan Varsha Plan Benefits and Features

The country’s largest life insurance corporation LIC (Life Insurance Corporation) keeps coming up with new plans. This time LIC has brought a great plan in the market for the citizens. whose name LIC Dhan Varsha Plan 866 Is. Which has been launched recently. LIC Dhan Varsha Plan 866 Offers a host of features including bonus, 10x insurance. Today we will tell you through this article LIC Dhan Varsha Plan Will provide all the important information related to. So that you too can get 10 times the risk cover by investing in a life insurance company. So you have to read this article carefully till the end.

LIC Dhan Varsha Plan 866

Life Insurance Corporation of India LIC has launched a new plan. its name LIC Dhan Varsha Plan 866 Is. 866 Number is LIC Dhan Varsha plan based on LIC table number. LIC Dhan Varsha Plan It is a non participating, individual, saving, single premium life insurance policy. Which gives you the convenience of saving along with security. With a single premium plan, you can get 10 times the risk cover. Along with this, you will get the benefit of many facilities. In LIC’s Dhan Varsha plan, you have to deposit the premium only once. You will not need to pay premium again and again.

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LIC Dhan Varsha Plan Key Highlights

article nameLIC Dhan Varsha Plan 866
launchedLife Insurance Corporation of India LIC
purposeProviding 10 times risk cover to customers
beneficiaryCitizens buying LIC Dhan Varsha policy
year2022

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LIC Dhan Varsha Plan purpose of

The main objective of launching LIC Dhan Varsha plan is to provide security as well as the convenience of savings. Single premium plan to provide 10 times the risk cover to the customers. Along with this, the benefit of other facilities is also to be provided. In LIC’s Dhan Varsha plan, you have to deposit the premium only once. You will not need to pay premium again and again.

You can get risk cover up to 10 times

In LIC Dhan Varsha policy, customers can get a risk cover of 10 times the premium deposited. In which you can be taken Sum Assured up to 10 times of the premium amount. Sum assured is a fixed amount. Which is promised by the insurance company to the customers on maturity. If you take a policy for a premium of Rs 1 lakh, then you can take a sum assured policy of Rs 10 lakh. LIC Dhan Varsha Policy is a single premium plan in which two options will be available.

first optionBy choosing the first option, customers will get 1.2 times the Sum Assured as compared to the deposited premium. Which means if someone has taken 10 lakh single premium. And in case of his death, the family of the customer will get Rs 12.5 lakh along with the Guaranteed Addition Bonus.

The second option– On choosing the second option in LIC’s Dhan Varsha policy, the customer will get a risk cover of 10 times the deposited premium. Which means 10 times the cash support will be available in case of death. That is, if 10 lakh single premium was given. So the nominee i.e. the family of the customer will get Rs 1 crore along with the guaranteed bonus. You must be thinking that what is the use of choosing the first option when the second option is getting 10 times the risk cover money. So let us tell you that choosing the first option will fetch you more bonus than the second one.

can take like this LIC Dhan Varsha Plan

Let us tell you that you cannot buy LIC Dhan Varsha plan online. This plan will be available offline only. LIC Dhan Varsha plan has only two terms. The first term will be of 10 years. And the second term will be of 15 years. You can choose any one of these terms. The option of Guaranteed Bonus with Single Premium is considered good. The Guaranteed Bonus will be based on the option and term chosen by you.

First Bonus Option- If you take the sum assured of more than 7 lakhs with the first option for a term of 10 years. So you will get a guaranteed bonus of Rs 70 per thousand and if you choose a sum assured of Rs 7 lakh or more with a term of 15 years. So you will get a guaranteed bonus of Rs 75 per thousand.

Second Bonus Option- If you take 10 years term with choosing this option. So Rs 35 per year you will get Guaranteed Bonus. Along with this, on choosing a term of 15 years, you will get a guaranteed bonus of Rs 40 per thousand. In this option you are getting less bonus. Because 10 times the risk cover is available in this option.

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up to what age LIC Dhan Varsha Plan

In both the options in LIC’s Dhan Varsha policy, if you have chosen a 15-year term plan. So the minimum age to take the policy will be 3 years. If you choose a term of 10 years. So the minimum age for him to take the policy would be 8 years. In LIC Dhanvarsha policy if you choose the first option. So 60 years will be the maximum age to take the policy and if you are taking 10 times the risk cover. So till the age of 40, you will be able to join this plan with a term of 10 years. For the second option, the maximum age will be 35 years. If you take a term of 15 years.

LIC Dhan Varsha Plan 866 Benefits and Features

  • In LIC Dhan Varsha policy, you will get the facility of loan and surrender.
  • Apart from this, the nominee can also take the money received as a pension in installments instead of taking it together.
  • LIC Dhan Varsha Plan is a non participating, individual, saving, single premium life insurance policy. Which gives you the convenience of saving along with security.
  • By choosing the first option, customers will get 1.2 times the sum assured as compared to the deposited premium. Which means if someone has taken 10 lakh single premium and dies. So the family of the customer will get Rs 12.5 lakh along with the guaranteed addition bonus.
  • By choosing the second option in LIC’s Dhan Varsha policy, the customer will get a risk cover of 10 times the deposited premium.
  • In LIC’s Dhan Varsha plan, you have to deposit the premium only once. You will not need to pay premium again and again.